Retire at 40? Here's how you can do it

Popular author and personal finance coach Bernadette Joy shares her strategies, including advice about Roth IRAs and traditional IRAs.

Feb 12, 2025 - 00:40
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Retire at 40? Here's how you can do it

Later this month, personal finance author and entrepreneur Bernadette Joy will celebrate her 40th birthday in a unique way: She will retire. At least for a little while.

Joy, 39, plans to "practice retirement " and has been working toward her savings goal for more than a decade. Now, she is debt free and has a net worth of $1.9 million, so she's ready to see if her careful financial planning will allow her to retire.