Worried About Your Social Security? 4 Ways to Reduce Your Dependence on It
Social Security probably forms a key part of your retirement plan -- and that's OK. It makes sense you'd factor these benefits into your retirement budget if you know you qualify for them. You've earned them, after all.Where it gets tricky is when you rely heavily or exclusively on your Social Security checks. The average monthly benefit for retired workers as of March 2025 was just $1,997. That comes out to less than $24,000 per year.Most people can't afford to live on that little, and those who try are rarely comfortable. Reducing your dependence on your checks by doing the following four things, if possible, could relieve a little of that stress.Continue reading
Social Security probably forms a key part of your retirement plan -- and that's OK. It makes sense you'd factor these benefits into your retirement budget if you know you qualify for them. You've earned them, after all.
Where it gets tricky is when you rely heavily or exclusively on your Social Security checks. The average monthly benefit for retired workers as of March 2025 was just $1,997. That comes out to less than $24,000 per year.
Most people can't afford to live on that little, and those who try are rarely comfortable. Reducing your dependence on your checks by doing the following four things, if possible, could relieve a little of that stress.
