Should You Buy XRP (Ripple) While It's Under $2.50?

Back in early November 2024, the XRP (CRYPTO: XRP) cryptocurrency was hanging out at just $0.50 per coin. It wasn't exactly setting the world on fire, having seen plenty of volatility but no value-building gains to speak of in the previous four years. Then, the election results sparked a quick price jump. XRP shot up to $2.70 by Dec. 2. A couple of months later, rumor had it that XRP might be part of a new federal crypto reserve, and that hype pushed it up even further. The XRP chart peaked at $3.84 in mid-January, while peers like Bitcoin (CRYPTO: BTC) were setting all-time records.

But XRP wasn't actually included in the Strategic Bitcoin Reserve or the Digital Asset Stockpile, and the coin lost momentum on the news. Furthermore, risky assets like crypto have cooled off a bit in this unstable economy. So as of April 28, 2025, XRP is sitting at $2.29 per coin. Still way up from a few months ago, and far above the modest long-term averages, but also significantly below its recent highs.

With a total market value of $134 billion, XRP is still the fourth-largest name in crypto. Is it a bargain below $2.50, or should you wait for a lower price before building an XRP position in your crypto portfolio?

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