10% Returns in the Stock Market

In 2021, the S&P 500 was up 28.7%. In 2022, it was down 18.1% In 2023 and 2024, the market went up 26.3% and 25%, respectively. This year the S&P 500 is down 6% or so. That’s a lot of ups and downs in a short period of time. The annualized return in this four years and change was *drumroll* a little more than 10% per year. All of that movement and we landed right at the very long-run average. This got me thi...