Dave Ramsey bluntly warns Americans on 401(k)s, market swings

The bestselling author and podcaster explains the most powerful wealth-building tool and how to make the most of it.

May 4, 2025 - 16:00
 0
Dave Ramsey bluntly warns Americans on 401(k)s, market swings

Faced with uncertainty in the stock market and concerns about a possible recession, many American workers are deeply focused on managing their daily financial responsibilities.

At the same time, they remain committed to securing their future. Many choose to invest in retirement savings plans such as 401(k)s and IRAs, recognizing the importance of preparing for financial stability in retirement and mitigating the unpredictable nature of the economy.

Dave Ramsey, a prominent personal finance expert and bestselling author, recently shared his insights in an exclusive interview with TheStreet, addressing some concerns many Americans have about their 401(k) accounts and the most effective strategies for wealth-building.