Kinsale's Growth Formula Continues: Balancing Profit and Expansion
Kinsale Capital Group (NYSE: KNSL) held its fourth-quarter 2024 earnings conference call on February 14, 2025. The specialty insurer delivered operating earnings-per-share growth of 19.4% and gross written premium growth of 12.2% compared to the fourth quarter of 2023. Here are three areas of note for investors focused on Kinsale's long-term prospects.Kinsale's focus on small excess and surplus (E&S) accounts and technological advantages creates a business model with ongoing strong profitability.We posted a combined ratio of 73.4% and a full-year 2024 operating return on equity of 29%. These results largely flow from the Kinsale business strategy of small E&S account focus, absolute control over our underwriting and claim handling processes, best-in-class service levels and risk appetite that we provide our brokers and technology-driven low cost.Continue reading

Kinsale Capital Group (NYSE: KNSL) held its fourth-quarter 2024 earnings conference call on February 14, 2025. The specialty insurer delivered operating earnings-per-share growth of 19.4% and gross written premium growth of 12.2% compared to the fourth quarter of 2023. Here are three areas of note for investors focused on Kinsale's long-term prospects.
Kinsale's focus on small excess and surplus (E&S) accounts and technological advantages creates a business model with ongoing strong profitability.
We posted a combined ratio of 73.4% and a full-year 2024 operating return on equity of 29%. These results largely flow from the Kinsale business strategy of small E&S account focus, absolute control over our underwriting and claim handling processes, best-in-class service levels and risk appetite that we provide our brokers and technology-driven low cost.