Dave Ramsey has blunt words on Social Security, 401(k)s

The personal finance bestselling author warns Americans about a major problem.

Apr 21, 2025 - 01:51
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Dave Ramsey has blunt words on Social Security, 401(k)s

As American workers approach retirement, many naturally worry about how Social Security monthly paychecks will support them financially in maintaining their desired lifestyle post-career.

Dave Ramsey, bestselling author and radio host, warns retirees about an important financial reality they will encounter when they begin receiving their Social Security benefits and withdrawing money from their 401(k) and IRA (Individual Retirement Account) savings.