Dave Ramsey issues Social Security reality check
The famous financial personality has an important message everyone needs to hear.
In the past few decades, the burden of saving for retirement has largely shifted from employers to employees in private-sector jobs as pensions have been phased out and 401(k) plans have been phased in.
Unfortunately, many older workers were slow adopters, which explains why roughly 40% of retired Americans have only Social Security benefits as income, per the National Institute on Retirement Security.
