Dave Ramsey bluntly speaks on Social Security, 401(k)s, retirement
The bestselling personal finance author sends a strong message to Americans.

For Americans preparing for retirement, financial security and maintaining preferred lifestyles after leaving the workforce are top priorities.
Many retirees worry about their future Social Security paychecks and determining to what degree they will be able to depend on their 401(k) plans for retirement income.
Daily living costs — such as food, utilities, transportation, and entertainment — are significant budget considerations.
Personal finance expert and bestselling author Dave Ramsey provides valuable insights on Social Security, 401(k)s, and practical strategies for a fulfilling retirement.