Why Suze Orman says the popular 4% rule for retirement spending is dangerous

Knowing how to "spend down" your retirement is not just simple math.

Feb 28, 2025 - 14:39
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Why Suze Orman says the popular 4% rule for retirement spending is dangerous

If you've worked, saved, and invested with an eye toward retirement, you might be wondering when it's best to start withdrawing some of your hard-earned money — and how much. 

There is a lot of advice about how much you should save for retirement, but there is less information about withdrawing the money when the time comes. 

Figuring out how to "spend down" your retirement savings can require a series of complicated calculations and will depend on a number of factors that are unique to you.