Plan to Work and Claim Social Security? 2 Pros and 3 Cons to Weigh First

If you're in your late 50s or early 60s, you've probably given some thought to when you'll sign up for Social Security. You want to choose a claiming age that will enable you to live comfortably today and hopefully get as much from the program as possible, but that's not as straightforward as you might think. There are several factors to consider to pinpoint the best claiming age for you.One of those is whether you plan to claim benefits before you leave the workforce. There are pros and cons to working and claiming Social Security at the same time. It helps to understand both before you decide whether it's the right move for you.Image source: Getty Images.Continue reading

Mar 15, 2025 - 15:02
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Plan to Work and Claim Social Security? 2 Pros and 3 Cons to Weigh First

If you're in your late 50s or early 60s, you've probably given some thought to when you'll sign up for Social Security. You want to choose a claiming age that will enable you to live comfortably today and hopefully get as much from the program as possible, but that's not as straightforward as you might think. There are several factors to consider to pinpoint the best claiming age for you.

One of those is whether you plan to claim benefits before you leave the workforce. There are pros and cons to working and claiming Social Security at the same time. It helps to understand both before you decide whether it's the right move for you.

Image source: Getty Images.

Continue reading