Dave Ramsey has blunt words on 401(k)s, Roth IRAs now
The bestselling personal finance author reveals a retirement savings strategy.

Many American workers grapple with various financial pressures in their daily lives, such as covering housing costs, vehicle expenses, fuel, groceries, and other essential bills.
Regardless of age, a common concern among them is planning for retirement and ensuring long-term financial stability, often through savings tools such as 401(k) plans and Individual Retirement Accounts (IRAs).
Personal finance radio host and author Dave Ramsey has some blunt advice about how workers can use 401(k)s and Roth IRAs to bolster their income during future retirement years.