Dave Ramsey has blunt words for US workers

The popular finance radio host makes a key statement affecting Americans.

Jun 24, 2025 - 22:56
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Dave Ramsey has blunt words for US workers

Most U.S. workers understand that making more money at their jobs can significantly impact short-term expenses and be an important factor in securing a financially comfortable retirement.

In addition to helping people afford day-to-day living costs and keeping up with inflation, higher wages boost Social Security benefits by increasing their average indexed earnings, which determine their monthly payout. 

With more income, Americans are also better positioned to consistently contribute to a 401(k), accelerating retirement savings.