Dave Ramsey reveals key mortgage advice for American homebuyers
The personal finance expert shares how homebuyers can get a discounted mortgage rate when house hunting.

The housing market has been challenging for first-time homebuyers to navigate over the past several years. Rising home prices, sticky mortgage rates, and dwindling housing inventory have dampened buyer demand and deterred sellers from listing homes.
Lack of affordability is the main barrier to homeownership for most Americans, but there is a way for homebuyers to get competitive mortgage rates below the market standard.