Dave Ramsey has blunt words for Americans on Social Security
The radio host and bestselling author sends a strong message about the federal program.

As retirement approaches, American workers focus on financial stability, health care costs, and lifestyle changes, carefully assessing savings, investments, and anticipated Social Security benefits to ensure a comfortable and secure future without unexpected financial stress.
Understanding Social Security’s role in retirement planning is crucial, as people evaluate their expected benefits and strategize around timing to maximize payouts, balancing personal savings with projected government support.
They also consider rising health care expenses, inflation, and longevity risks, making informed financial decisions to sustain their desired quality of life.
Dave Ramsey, the popular personal finance author and radio host, sounds an alarm about the urgency of understanding Social Security benefits and ways to smartly handle the financial transition into one's retirement years.