A dining stack: inKind + Resy credit (part success, part failure)

On a recent podcast episode, I mentioned my curiosity about a stack: using inKind to pay my restaurant tab at a Resy-affiliated restaurant, paying for the food bill with existing credits in the app (like with the gift cards that you can currently purchase at Costco for 40% off) and paying the tip with my Amex Gold card to trigger its Resy benefit. I wanted to follow up with a partial success and partial failure report.

Over the weekend, I was in New York City. We had dinner reservations on Saturday night at an inKind restaurant that happens to be on the Resy reservation platform, but ultimately we had to cancel the reservations in favor of getting take-out to eat at the hotel. We decided to get takeout from the same restaurant we were going to visit in-person. I had heard readers mention that inKind could be used for take-out orders, but I wasn’t sure how that worked in practice. I learned a few interesting things that I hadn’t previously known since I don’t get as many chances to use inKind as folks who live in larger cities:

• Some restaurants offer the ability to order takeout within the inKind app. You can filter to takeout restaurants when browsing the map of available restaurants (that filter is activated in the screen shot above). You can use credits (like those from referrals or gift cards) to pay for your takeout order, but you still need to use a credit card to pay for the tip (the same as when dining in-restaurant). In my case, the tip was $28.80.
• Some restaurants offer the ability to order for delivery within the inKind app. This is another filter option within the app. We ended up ordering both takeout items and a delivery item from the same restaurant (they had items on the delivery menu that weren’t on the takeout menu). The delivery item had a ~$6 delivery fee, so we had to pay that delivery fee and tax with a credit card. Between tax and tip, this came to $12.11.
• Success report: The takeout order, where I used inKind credit to pay for the food and just paid the tip with my Amex Gold card, triggered the Resy credit (the tip on my order was $28.80, so I got an email confirming that I’d earned $28.80 of the $50 Resy credit for January-July 2025).
• Failure report: The delivery order, which occurred entirely within the inKind app, did not trigger the Resy credit. I used inKind credit to pay for the food and the same Amex Gold card to pay $12.11 for the delivery fee and tip and that charge did not trigger the card’s Resy benefit.

I should add that I don’t know for sure whether this is standard or case-by-case, but I did see comments from other readers who confirmed that just paying the tip on the Gold card would work to trigger the Resy credit and one reader comment saying that it wouldn’t work, so don’t take this as a definitive confirmation of what works and what doesn’t but rather take it as confirmation that it is possible to pay just the tip with a Gold card and successfully trigger the Resy credit. I do want to emphasize that you don’t need to make a reservation through Resy to use your Resy benefit — you just need to use your Gold card at a Resy-affiliate restaurant, which apparently can work even when the charge is processed by inKind.

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