Why I Own XRP (Ripple) as Part of a Balanced Portfolio
As an emerging tech investor focused primarily on growth stocks and disruptive technologies, I've built most of my portfolio around companies revolutionizing artificial intelligence (AI), cloud computing, and digital transformation. However, I also maintain strategic positions in select cryptocurrencies -- not as speculative bets, but as calculated hedges against traditional financial systems. Among my crypto holdings, which include Bitcoin (CRYPTO: BTC), Cardano (CRYPTO: ADA) and Dogecoin (CRYPTO: DOGE), XRP (CRYPTO: XRP) stands out as my most conviction-driven position.The crypto market has matured significantly since the speculative frenzy of previous cycles. Today's landscape offers genuine utility tokens solving real-world problems, and XRP exemplifies this evolution. While my tech stocks represent investments in companies disrupting existing industries, XRP serves a different purpose entirely: It's my hedge against the inefficiencies of global finance itself. The current SWIFT system takes 18 hours and costs up to $50 per international transfer, while XRP settles in seconds for roughly $0.0002 per transaction. Image source: Getty Images.Continue reading

As an emerging tech investor focused primarily on growth stocks and disruptive technologies, I've built most of my portfolio around companies revolutionizing artificial intelligence (AI), cloud computing, and digital transformation. However, I also maintain strategic positions in select cryptocurrencies -- not as speculative bets, but as calculated hedges against traditional financial systems. Among my crypto holdings, which include Bitcoin (CRYPTO: BTC), Cardano (CRYPTO: ADA) and Dogecoin (CRYPTO: DOGE), XRP (CRYPTO: XRP) stands out as my most conviction-driven position.
The crypto market has matured significantly since the speculative frenzy of previous cycles. Today's landscape offers genuine utility tokens solving real-world problems, and XRP exemplifies this evolution. While my tech stocks represent investments in companies disrupting existing industries, XRP serves a different purpose entirely: It's my hedge against the inefficiencies of global finance itself. The current SWIFT system takes 18 hours and costs up to $50 per international transfer, while XRP settles in seconds for roughly $0.0002 per transaction.
Image source: Getty Images.