Dave Ramsey sounds alarm for Americans on Social Security

The bestselling author and radio host has blunt words about retirement.

May 21, 2025 - 15:32
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Dave Ramsey sounds alarm for Americans on Social Security

Navigating the transition from a steady paycheck to retirement can be daunting for American workers. 

Financial concerns weigh heavily during this period, as Social Security benefits alone often fall short of covering living expenses comfortably. Many retirees rely on their savings and investments — such as 401(k)s and IRAs (Individual Retirement Accounts) — to bridge the gap and ensure financial stability.

Dave Ramsey, the personal finance author and radio host, offers one strategy that helps ease the transition for some. His idea allows retirees to maintain a sense of purpose, supplement their income, and adjust to their new lifestyle more gradually.